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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,212 | $110,303+206.6% | $95,759+253.2% | $139,487+142.5% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 8.65% | 27.19%-18.5pp | 28.42%-19.8pp | 373.84%-365.2pp |
| Employer contribution / active EE | $8,075 | $3,261+147.7% | $2,836+184.7% | $4,755+69.8% |
| Participant deferral / active EE | $5,029 | $4,674+7.6% | $4,244+18.5% | $6,713-25.1% |
| Admin fee / account holder | $9,178 | $6,615+38.7% | $5,678+61.6% | $11,407-19.5% |