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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,252 | $202,342-24.3% | $172,752-11.3% | $152,897+0.2% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 30.06% | 1029.83%-999.8pp | 802.97%-772.9pp | 345.43%-315.4pp |
| Employer contribution / active EE | $7,048 | $5,858+20.3% | $5,144+37.0% | $4,764+48.0% |
| Participant deferral / active EE | $5,152 | $5,948-13.4% | $5,198-0.9% | $5,851-12.0% |
| Admin fee / account holder | $1,672 | $17,111-90.2% | $13,955-88.0% | $11,599-85.6% |