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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,604 | $106,280+4.1% | $96,538+14.6% | $139,487-20.7% |
| Participation rate | 94.4% | 77.8%+16.6pp | 74.3%+20.1pp | 80.3%+14.1pp |
| Annual return | 10.69% | 38.48%-27.8pp | 35.74%-25.1pp | 373.84%-363.2pp |
| Employer contribution / active EE | $878 | $4,107-78.6% | $3,740-76.5% | $4,755-81.5% |
| Participant deferral / active EE | $5,650 | $5,457+3.5% | $4,880+15.8% | $6,713-15.8% |
| Admin fee / account holder | $7,763 | $7,888-1.6% | $6,737+15.2% | $11,407-31.9% |