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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,018 | $58,099-63.8% | $76,872-72.7% | $75,173-72.0% |
| Participation rate | 87.1% | 63.9%+23.2pp | 69.6%+17.5pp | 67.2%+19.9pp |
| Annual return | 4.66% | 26.71%-22.1pp | 37.90%-33.2pp | 160.72%-156.1pp |
| Employer contribution / active EE | $1,613 | $1,996-19.2% | $2,533-36.3% | $2,671-39.6% |
| Participant deferral / active EE | $0 | $2,999-100.0% | $3,832-100.0% | $4,126-100.0% |
| Admin fee / account holder | $1,830 | $4,778-61.7% | $5,476-66.6% | $5,651-67.6% |