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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,302 | $87,106-21.6% | $105,607-35.3% | $80,935-15.6% |
| Participation rate | 90.4% | 70.4%+19.9pp | 75.3%+15.1pp | 67.7%+22.7pp |
| Annual return | 13.24% | 17.01%-3.8pp | 116.11%-102.9pp | 35.66%-22.4pp |
| Employer contribution / active EE | $254 | $2,396-89.4% | $3,167-92.0% | $2,757-90.8% |
| Participant deferral / active EE | $1,702 | $3,986-57.3% | $5,011-66.0% | $4,299-60.4% |
| Admin fee / account holder | $11,774 | $8,447+39.4% | $10,958+7.4% | $6,924+70.0% |