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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,887 | $56,484-22.3% | $169,452-74.1% | $64,173-31.6% |
| Participation rate | 90.4% | 64.5%+25.8pp | 77.8%+12.6pp | 69.6%+20.8pp |
| Annual return | -5.72% | -1.55%-4.2pp | 1.83%-7.6pp | 7.63%-13.4pp |
| Employer contribution / active EE | $1,379 | $1,832-24.8% | $4,157-66.8% | $2,381-42.1% |
| Participant deferral / active EE | $3,293 | $3,448-4.5% | $5,277-37.6% | $3,470-5.1% |
| Admin fee / account holder | $1,022 | $4,174-75.5% | $9,110-88.8% | $4,887-79.1% |