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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,736 | $167,415+68.3% | $140,514+100.5% | $198,609+41.9% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 6.43% | 13.85%-7.4pp | 14.36%-7.9pp | 202.70%-196.3pp |
| Employer contribution / active EE | $2,778 | $4,088-32.0% | $3,378-17.8% | $5,055-45.0% |
| Participant deferral / active EE | $16,798 | $5,579+201.1% | $4,919+241.5% | $6,977+140.8% |
| Admin fee / account holder | $4,955 | $16,730-70.4% | $13,697-63.8% | $19,030-74.0% |