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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,736 | $124,425+126.4% | $112,040+151.5% | $137,256+105.3% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 6.43% | 24.72%-18.3pp | 24.52%-18.1pp | 220.34%-213.9pp |
| Employer contribution / active EE | $2,778 | $3,411-18.6% | $2,954-5.9% | $4,156-33.1% |
| Participant deferral / active EE | $16,798 | $5,718+193.8% | $5,098+229.5% | $6,407+162.2% |
| Admin fee / account holder | $4,955 | $15,207-67.4% | $12,098-59.0% | $12,270-59.6% |