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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,733 | $157,296-29.0% | $141,191-20.9% | $152,897-26.9% |
| Participation rate | 85.7% | 84.8%+0.9pp | 82.5%+3.2pp | 82.5%+3.3pp |
| Annual return | 1.09% | 64.34%-63.2pp | 71.41%-70.3pp | 345.43%-344.3pp |
| Employer contribution / active EE | $2,795 | $5,262-46.9% | $4,736-41.0% | $4,764-41.3% |
| Participant deferral / active EE | $1,250 | $7,111-82.4% | $6,710-81.4% | $5,851-78.6% |
| Admin fee / account holder | $4,169 | $12,125-65.6% | $10,264-59.4% | $11,599-64.1% |