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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,665 | $106,247-69.3% | $96,515-66.2% | $139,466-76.6% |
| Participation rate | 95.2% | 77.8%+17.4pp | 74.3%+20.9pp | 80.3%+14.9pp |
| Annual return | -0.43% | 38.47%-38.9pp | 35.73%-36.2pp | 373.66%-374.1pp |
| Employer contribution / active EE | $2,661 | $4,106-35.2% | $3,740-28.9% | $4,754-44.0% |
| Participant deferral / active EE | $6,559 | $5,456+20.2% | $4,880+34.4% | $6,712-2.3% |
| Admin fee / account holder | $644 | $7,885-91.8% | $6,735-90.4% | $11,409-94.4% |