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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,900 | $30,421+123.2% | $56,077+21.1% | $74,429-8.8% |
| Participation rate | 32.8% | 32.9%-0.1pp | 52.5%-19.7pp | 67.2%-34.4pp |
| Annual return | 12.11% | 24.94%-12.8pp | 1709.28%-1697.2pp | 1368.38%-1356.3pp |
| Employer contribution / active EE | $524 | $610-14.1% | $1,040-49.6% | $2,625-80.0% |
| Participant deferral / active EE | $1,019 | $1,175-13.3% | $1,954-47.9% | $4,348-76.6% |
| Admin fee / account holder | $16,236 | $2,363+587.0% | $2,825+474.7% | $1,944+735.1% |