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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,654 | $111,814-16.2% | $103,374-9.4% | $145,959-35.8% |
| Participation rate | 82.6% | 77.9%+4.7pp | 74.5%+8.1pp | 80.3%+2.3pp |
| Annual return | 11.65% | 24.77%-13.1pp | 24.89%-13.2pp | 561.95%-550.3pp |
| Employer contribution / active EE | $1,989 | $4,214-52.8% | $3,869-48.6% | $4,661-57.3% |
| Participant deferral / active EE | $3,668 | $5,618-34.7% | $5,058-27.5% | $6,689-45.2% |
| Admin fee / account holder | $789 | $9,754-91.9% | $8,394-90.6% | $13,398-94.1% |