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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,654 | $110,410-15.2% | $102,437-8.6% | $145,897-35.8% |
| Participation rate | 82.6% | 77.9%+4.7pp | 74.5%+8.1pp | 80.3%+2.3pp |
| Annual return | 11.65% | 24.85%-13.2pp | 24.95%-13.3pp | 552.29%-540.6pp |
| Employer contribution / active EE | $1,989 | $4,217-52.8% | $3,871-48.6% | $4,663-57.3% |
| Participant deferral / active EE | $3,668 | $5,622-34.8% | $5,060-27.5% | $6,689-45.2% |
| Admin fee / account holder | $789 | $9,745-91.9% | $8,388-90.6% | $13,390-94.1% |