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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,836 | $64,729+34.2% | $112,263-22.6% | $68,490+26.8% |
| Participation rate | 79.4% | 67.2%+12.3pp | 75.1%+4.3pp | 67.9%+11.5pp |
| Annual return | -23.65% | -11.40%-12.3pp | 27.49%-51.1pp | -7.85%-15.8pp |
| Employer contribution / active EE | $1,983 | $2,746-27.8% | $3,636-45.5% | $2,597-23.6% |
| Participant deferral / active EE | $4,955 | $3,566+39.0% | $4,729+4.8% | $4,028+23.0% |
| Admin fee / account holder | $4,792 | $5,222-8.2% | $6,410-25.3% | $5,403-11.3% |