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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,910 | $76,383+215.4% | $121,663+98.0% | $64,340+274.4% |
| Participation rate | 67.5% | 60.4%+7.1pp | 74.5%-6.9pp | 55.2%+12.3pp |
| Annual return | 16.63% | 16.98%-0.3pp | 147.54%-130.9pp | 24.14%-7.5pp |
| Employer contribution / active EE | $12,600 | $1,943+548.6% | $3,020+317.2% | $1,862+576.8% |
| Participant deferral / active EE | $6,121 | $3,149+94.3% | $4,887+25.2% | $2,980+105.4% |
| Admin fee / account holder | $9,181 | $4,142+121.7% | $14,289-35.7% | $3,703+148.0% |