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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,299 | $73,019+14.1% | $90,766-8.2% | $68,490+21.6% |
| Participation rate | 96.9% | 70.8%+26.0pp | 75.7%+21.2pp | 67.9%+29.0pp |
| Annual return | -19.09% | -13.81%-5.3pp | -12.16%-6.9pp | -7.85%-11.2pp |
| Employer contribution / active EE | $2,131 | $2,193-2.8% | $2,922-27.1% | $2,597-17.9% |
| Participant deferral / active EE | $4,265 | $3,626+17.6% | $4,565-6.6% | $4,028+5.9% |
| Admin fee / account holder | $1,280 | $5,897-78.3% | $8,446-84.8% | $5,403-76.3% |