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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,222 | $165,381+148.7% | $149,730+174.6% | $158,966+158.7% |
| Participation rate | 95.2% | 84.6%+10.7pp | 82.5%+12.8pp | 82.0%+13.3pp |
| Annual return | 17.96% | 348.29%-330.3pp | 276.70%-258.7pp | 302.95%-285.0pp |
| Employer contribution / active EE | $2,328 | $5,104-54.4% | $4,645-49.9% | $4,762-51.1% |
| Participant deferral / active EE | $7,749 | $7,182+7.9% | $6,843+13.2% | $5,983+29.5% |
| Admin fee / account holder | $23,985 | $10,809+121.9% | $9,310+157.6% | $11,250+113.2% |