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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,520 | $135,645-9.7% | $110,243+11.1% | $135,380-9.5% |
| Participation rate | 68.8% | 83.5%-14.7pp | 79.8%-11.1pp | 82.6%-13.9pp |
| Annual return | -4.78% | 513.24%-518.0pp | 314.76%-319.5pp | 519.81%-524.6pp |
| Employer contribution / active EE | $977 | $4,907-80.1% | $3,827-74.5% | $4,779-79.6% |
| Participant deferral / active EE | $4,415 | $5,507-19.8% | $4,672-5.5% | $5,609-21.3% |
| Admin fee / account holder | $6,808 | $11,458-40.6% | $8,548-20.4% | $10,828-37.1% |