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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,359 | $73,019+36.1% | $90,766+9.5% | $68,490+45.1% |
| Participation rate | 92.3% | 70.8%+21.5pp | 75.7%+16.6pp | 67.9%+24.4pp |
| Annual return | 3.56% | -13.81%+17.4pp | -12.16%+15.7pp | -7.85%+11.4pp |
| Employer contribution / active EE | $981 | $2,193-55.3% | $2,922-66.4% | $2,597-62.2% |
| Participant deferral / active EE | $1,428 | $3,626-60.6% | $4,565-68.7% | $4,028-64.5% |
| Admin fee / account holder | $28,775 | $5,897+388.0% | $8,446+240.7% | $5,403+432.6% |