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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,709 | $139,948-38.8% | $121,663-29.6% | $154,746-44.6% |
| Participation rate | 95.0% | 78.0%+17.0pp | 74.5%+20.5pp | 80.7%+14.3pp |
| Annual return | 6.30% | 230.52%-224.2pp | 147.54%-141.2pp | 172.34%-166.0pp |
| Employer contribution / active EE | $1,175 | $3,521-66.6% | $3,020-61.1% | $4,379-73.2% |
| Participant deferral / active EE | $1,903 | $5,629-66.2% | $4,887-61.1% | $6,730-71.7% |
| Admin fee / account holder | $22,268 | $17,321+28.6% | $14,289+55.8% | $14,365+55.0% |