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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,709 | $177,595-51.7% | $148,496-42.3% | $198,609-56.8% |
| Participation rate | 95.0% | 79.3%+15.7pp | 76.0%+19.0pp | 82.4%+12.6pp |
| Annual return | 6.30% | 9.97%-3.7pp | 12.33%-6.0pp | 202.70%-196.4pp |
| Employer contribution / active EE | $1,175 | $4,098-71.3% | $3,497-66.4% | $5,055-76.8% |
| Participant deferral / active EE | $1,903 | $5,539-65.6% | $4,808-60.4% | $6,977-72.7% |
| Admin fee / account holder | $22,268 | $27,010-17.6% | $19,547+13.9% | $19,030+17.0% |