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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,427 | $48,570-4.4% | $130,660-64.5% | $72,976-36.4% |
| Participation rate | 94.7% | 58.6%+36.1pp | 71.7%+22.9pp | 69.5%+25.2pp |
| Annual return | 3.03% | 38.63%-35.6pp | 1709.29%-1706.3pp | 81.02%-78.0pp |
| Employer contribution / active EE | $3,314 | $1,334+148.4% | $4,092-19.0% | $2,440+35.8% |
| Participant deferral / active EE | $7,575 | $2,384+217.8% | $3,603+110.2% | $3,608+110.0% |
| Admin fee / account holder | $2,806 | $3,549-20.9% | $5,463-48.6% | $5,124-45.2% |