Retirement plan

OESTERLEN SERVICES FOR YOUTH INC. EMPLOYEES PENSION PLAN

Name: OESTERLEN SERVICES FOR YOUTH INC. - OESTERLEN SERVICES FOR YOUTH INC. EMPLOYEES PENSION PLAN (2017) Form 5500
Creator: OESTERLEN SERVICES FOR YOUTH INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, OESTERLEN SERVICES FOR YOUTH INC. EMPLOYEES PENSION PLAN, OESTERLEN SERVICES FOR YOUTH INC.

OESTERLEN SERVICES FOR YOUTH INC.EIN 31-0536998Plan #001PY 2017

1918 MECHANICSBURG RD. - SPRINGFIELD, OH 45503937-399-6101oesterlen.orgLinkedIn51-200 employeesmental health care

Other plans on this EIN

1 filing

#003Retirement-$1.4M assets

Prospect flagsLow participationLow participant contributionCorrective distributions

How to read this page

Total assets (EOY)

$4.2M

+2.6% from 2016

Total participants

154

-7.2% from 2016

Average account balance

$33,958

+7.7% from 2016

Annual return

13.15%

+8.50 pp from 2016

Benchmarks

See 17,854 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort17,854 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.11M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$33K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

1600.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.47%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$14134

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
AMERICAN UNITED LIFE INSURANCE CO1 year Filed as: AMERICAN UNITED LIFE INSURANCE CO. Service code 15 · EIN 35-0145825	Recordkeeping	$15,350
AMERICAN UNITED LIFE INSURANCE CO3+ years Service code 52	Indirect Investment Fees	$0

Plan features & details

Pension benefit codes2C2F2G2K2T3B

Plan features

2C
Money purchase plan
Money purchase pension plan other than a target benefit plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$1K

$16 / participant

Contract admin$1K100.0%

% of EOY assets

0.026%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CLARK SCHAFER HACKETT & CO.
Auditor EIN: 310800053
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$33,958

$84,236-59.7%

$170,435-80.1%

$70,126-51.6%

Participation rate

55.7%

70.8%-15.1pp

83.6%-27.9pp

69.5%-13.8pp

Annual return

13.15%

23.06%-9.9pp

205.94%-192.8pp

73.15%-60.0pp

Employer contribution / active EE

$692

$3,387-79.6%

$5,432-87.3%

$2,343-70.5%

Participant deferral / active EE

$3,086-100.0%

$4,939-100.0%

$3,332-100.0%

Admin fee / account holder

$5,698-99.8%

$13,881-99.9%

$4,645-99.8%

Provider

Service type

Compensation

AMERICAN UNITED LIFE INSURANCE CO1 year

Filed as: AMERICAN UNITED LIFE INSURANCE CO.

Service code 15 · EIN 35-0145825

Recordkeeping

$15,350

AMERICAN UNITED LIFE INSURANCE CO3+ years

Service code 52

Indirect Investment Fees

OESTERLEN SERVICES FOR YOUTH INC. EMPLOYEES PENSION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

OESTERLEN SERVICES FOR YOUTH INC. EMPLOYEES PENSION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion