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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,559 | $57,330-41.5% | $86,656-61.3% | $75,177-55.4% |
| Participation rate | 100.0% | 63.2%+36.8pp | 71.7%+28.3pp | 67.2%+32.8pp |
| Annual return | 12.26% | 2675.40%-2663.1pp | 593.09%-580.8pp | 160.75%-148.5pp |
| Employer contribution / active EE | $1,855 | $2,316-19.9% | $3,025-38.7% | $2,671-30.5% |
| Participant deferral / active EE | $1,743 | $3,320-47.5% | $4,439-60.7% | $4,126-57.8% |
| Admin fee / account holder | $1,800 | $4,115-56.2% | $5,619-68.0% | $5,651-68.1% |