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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,696 | $107,368+50.6% | $92,915+74.0% | $152,909+5.7% |
| Participation rate | 94.4% | 79.8%+14.7pp | 76.0%+18.4pp | 82.5%+12.0pp |
| Annual return | 11.80% | 145.64%-133.8pp | 109.45%-97.6pp | 345.46%-333.7pp |
| Employer contribution / active EE | $9,659 | $4,222+128.8% | $3,653+164.4% | $4,764+102.8% |
| Participant deferral / active EE | $5,969 | $4,848+23.1% | $4,238+40.8% | $5,851+2.0% |
| Admin fee / account holder | $8,883 | $7,082+25.4% | $5,796+53.3% | $11,601-23.4% |