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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,793 | $76,371+92.2% | $93,621+56.8% | $72,976+101.2% |
| Participation rate | 65.5% | 71.8%-6.3pp | 75.8%-10.4pp | 69.5%-4.0pp |
| Annual return | 18.90% | 25.82%-6.9pp | 32.76%-13.9pp | 81.02%-62.1pp |
| Employer contribution / active EE | $632 | $2,276-72.2% | $2,719-76.7% | $2,440-74.1% |
| Participant deferral / active EE | $4,133 | $3,538+16.8% | $4,070+1.6% | $3,608+14.6% |
| Admin fee / account holder | $4,526 | $6,839-33.8% | $7,890-42.6% | $5,124-11.7% |