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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,436 | $69,977-26.5% | $108,582-52.6% | $62,881-18.2% |
| Participation rate | 83.6% | 72.9%+10.7pp | 79.6%+4.1pp | 69.3%+14.3pp |
| Annual return | 4.64% | 10.73%-6.1pp | -51.70%+56.3pp | 20.14%-15.5pp |
| Employer contribution / active EE | $1,830 | $2,135-14.3% | $3,758-51.3% | $2,281-19.8% |
| Participant deferral / active EE | $1,660 | $3,165-47.5% | $4,311-61.5% | $3,203-48.2% |
| Admin fee / account holder | $17,756 | $5,076+249.8% | $7,645+132.3% | $4,296+313.3% |