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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,207 | $138,114-82.5% | $125,391-80.7% | $134,545-82.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -34.20% | 750.88%-785.1pp | 572.41%-606.6pp | 418.37%-452.6pp |
| Employer contribution / active EE | $6,558 | $5,246+25.0% | $4,816+36.2% | $4,742+38.3% |
| Participant deferral / active EE | $15,444 | $7,801+98.0% | $7,448+107.4% | $6,401+141.3% |
| Admin fee / account holder | $896 | $11,570-92.3% | $10,009-91.0% | $11,431-92.2% |