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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,898 | $138,102+8.5% | $125,381+19.6% | $134,532+11.4% |
| Participation rate | 91.7% | 84.5%+7.2pp | 82.4%+9.3pp | 81.2%+10.4pp |
| Annual return | -11.72% | 750.73%-762.4pp | 572.31%-584.0pp | 418.27%-430.0pp |
| Employer contribution / active EE | $3,636 | $5,245-30.7% | $4,815-24.5% | $4,741-23.3% |
| Participant deferral / active EE | $5,958 | $7,801-23.6% | $7,448-20.0% | $6,401-6.9% |
| Admin fee / account holder | $1,275 | $11,568-89.0% | $10,007-87.3% | $11,429-88.8% |