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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,435 | $65,453-22.9% | $86,698-41.8% | $66,938-24.7% |
| Participation rate | 85.7% | 75.5%+10.3pp | 76.6%+9.1pp | 69.8%+15.9pp |
| Annual return | 17.06% | -10.89%+28.0pp | 35.95%-18.9pp | 1.58%+15.5pp |
| Employer contribution / active EE | $1,439 | $2,154-33.2% | $2,837-49.3% | $2,545-43.5% |
| Participant deferral / active EE | $2,727 | $4,102-33.5% | $4,656-41.4% | $4,238-35.7% |
| Admin fee / account holder | $2,883 | $642+349.2% | $7,493-61.5% | $594+385.7% |