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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,615 | $213,785-73.1% | $185,441-68.9% | $155,188-62.9% |
| Participation rate | 50.0% | 83.2%-33.2pp | 80.3%-30.3pp | 80.8%-30.8pp |
| Annual return | 13.58% | 19.97%-6.4pp | 20.16%-6.6pp | 148.84%-135.3pp |
| Employer contribution / active EE | $2,171 | $5,393-59.7% | $4,672-53.5% | $4,248-48.9% |
| Participant deferral / active EE | $4,559 | $6,864-33.6% | $6,152-25.9% | $6,531-30.2% |
| Admin fee / account holder | $10,832 | $21,134-48.7% | $17,890-39.5% | $14,480-25.2% |