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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,949 | $148,623-72.4% | $135,974-69.9% | $139,466-70.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 14.19% | 79.30%-65.1pp | 68.30%-54.1pp | 373.66%-359.5pp |
| Employer contribution / active EE | $3,796 | $5,246-27.6% | $4,859-21.9% | $4,754-20.2% |
| Participant deferral / active EE | $14,146 | $8,103+74.6% | $7,760+82.3% | $6,712+110.8% |
| Admin fee / account holder | $4,841 | $12,406-61.0% | $10,767-55.0% | $11,409-57.6% |