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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,931 | $209,874-88.6% | $189,537-87.4% | $167,536-85.7% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 153.19% | 748.61%-595.4pp | 555.34%-402.2pp | 478.82%-325.6pp |
| Employer contribution / active EE | $4,183 | $6,913-39.5% | $6,161-32.1% | $4,839-13.6% |
| Participant deferral / active EE | $8,598 | $8,934-3.8% | $8,220+4.6% | $6,342+35.6% |
| Admin fee / account holder | $1,249 | $14,299-91.3% | $12,048-89.6% | $12,315-89.9% |