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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,573 | $275,752-82.0% | $256,809-80.7% | $198,609-75.0% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 25.91% | 34.81%-8.9pp | 32.73%-6.8pp | 202.70%-176.8pp |
| Employer contribution / active EE | $3,956 | $7,721-48.8% | $7,263-45.5% | $5,055-21.8% |
| Participant deferral / active EE | $12,928 | $10,037+28.8% | $9,520+35.8% | $6,977+85.3% |
| Admin fee / account holder | $14,997 | $25,716-41.7% | $25,146-40.4% | $19,030-21.2% |