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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,190 | $125,797-47.4% | $170,043-61.1% | $75,173-12.0% |
| Participation rate | 98.9% | 83.6%+15.3pp | 87.0%+11.9pp | 67.2%+31.7pp |
| Annual return | 13.04% | 27.20%-14.2pp | 53.40%-40.4pp | 160.72%-147.7pp |
| Employer contribution / active EE | $2,428 | $4,616-47.4% | $6,790-64.2% | $2,671-9.1% |
| Participant deferral / active EE | $6,072 | $6,838-11.2% | $10,410-41.7% | $4,126+47.2% |
| Admin fee / account holder | $3,071 | $8,177-62.4% | $12,824-76.1% | $5,651-45.7% |