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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,374 | $138,385-42.6% | $184,200-56.9% | $80,874-1.9% |
| Participation rate | 98.8% | 83.9%+15.0pp | 86.8%+12.0pp | 67.6%+31.2pp |
| Annual return | 10.57% | 20.02%-9.4pp | 28.80%-18.2pp | 35.62%-25.0pp |
| Employer contribution / active EE | $2,917 | $4,849-39.8% | $6,424-54.6% | $2,756+5.9% |
| Participant deferral / active EE | $6,764 | $7,073-4.4% | $9,132-25.9% | $4,297+57.4% |
| Admin fee / account holder | $2,123 | $10,483-79.7% | $13,907-84.7% | $6,935-69.4% |