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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,374 | $138,393-42.6% | $184,256-56.9% | $80,959-2.0% |
| Participation rate | 98.8% | 83.9%+14.9pp | 86.8%+12.0pp | 67.7%+31.2pp |
| Annual return | 10.57% | 20.01%-9.4pp | 28.85%-18.3pp | 35.67%-25.1pp |
| Employer contribution / active EE | $2,917 | $4,847-39.8% | $6,427-54.6% | $2,757+5.8% |
| Participant deferral / active EE | $6,764 | $7,076-4.4% | $9,133-25.9% | $4,300+57.3% |
| Admin fee / account holder | $2,123 | $10,489-79.8% | $13,899-84.7% | $6,925-69.3% |