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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,183 | $125,237-83.9% | $105,608-80.9% | $145,877-86.2% |
| Participation rate | 50.0% | 77.7%-27.7pp | 75.3%-25.3pp | 80.3%-30.3pp |
| Annual return | 10.59% | 225.76%-215.2pp | 116.50%-105.9pp | 551.28%-540.7pp |
| Employer contribution / active EE | $1,858 | $3,720-50.1% | $3,167-41.3% | $4,663-60.2% |
| Participant deferral / active EE | $3,105 | $5,711-45.6% | $5,010-38.0% | $6,691-53.6% |
| Admin fee / account holder | $100 | $17,287-99.4% | $11,028-99.1% | $13,402-99.3% |