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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,862 | $75,058-25.6% | $152,301-63.3% | $64,340-13.2% |
| Participation rate | 55.0% | 60.9%-5.9pp | 82.4%-27.5pp | 55.2%-0.3pp |
| Annual return | 15.89% | 29.93%-14.0pp | 80.50%-64.6pp | 24.14%-8.3pp |
| Employer contribution / active EE | $416 | $2,605-84.0% | $4,624-91.0% | $1,862-77.7% |
| Participant deferral / active EE | $4,483 | $5,041-11.1% | $8,004-44.0% | $2,980+50.4% |
| Admin fee / account holder | $2,519 | $4,050-37.8% | $14,398-82.5% | $3,703-32.0% |