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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,560 | $115,917-77.1% | $100,535-73.6% | $158,982-83.3% |
| Participation rate | 92.3% | 81.6%+10.7pp | 79.4%+12.9pp | 82.0%+10.3pp |
| Annual return | 5.31% | 34.80%-29.5pp | 30.90%-25.6pp | 302.99%-297.7pp |
| Employer contribution / active EE | $842 | $4,105-79.5% | $3,419-75.4% | $4,763-82.3% |
| Participant deferral / active EE | $2,042 | $6,677-69.4% | $6,271-67.4% | $5,983-65.9% |
| Admin fee / account holder | $1,483 | $11,002-86.5% | $8,085-81.7% | $11,252-86.8% |