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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,802 | $197,603-8.5% | $177,827+1.7% | $158,950+13.7% |
| Participation rate | 30.8% | 88.5%-57.8pp | 87.7%-57.0pp | 82.0%-51.2pp |
| Annual return | 17.68% | 58.76%-41.1pp | 48.32%-30.6pp | 302.91%-285.2pp |
| Employer contribution / active EE | $698 | $6,698-89.6% | $5,918-88.2% | $4,762-85.3% |
| Participant deferral / active EE | $6,519 | $8,404-22.4% | $7,713-15.5% | $5,983+9.0% |
| Admin fee / account holder | $52 | $15,402-99.7% | $12,429-99.6% | $11,248-99.5% |