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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,608 | $42,383-44.3% | $76,518-69.1% | $64,173-63.2% |
| Participation rate | 88.9% | 58.1%+30.7pp | 68.0%+20.9pp | 69.6%+19.3pp |
| Annual return | -10.76% | -16.54%+5.8pp | -0.27%-10.5pp | 7.63%-18.4pp |
| Employer contribution / active EE | $495 | $1,563-68.4% | $2,647-81.3% | $2,381-79.2% |
| Participant deferral / active EE | $10,750 | $2,566+318.9% | $3,836+180.3% | $3,470+209.8% |
| Admin fee / account holder | $760 | $3,198-76.2% | $4,849-84.3% | $4,887-84.5% |