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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,339 | $166,242+34.9% | $165,071+35.9% | $145,884+53.8% |
| Participation rate | 88.9% | 82.0%+6.9pp | 78.6%+10.3pp | 80.3%+8.6pp |
| Annual return | 13.94% | 100.44%-86.5pp | 70.17%-56.2pp | 551.85%-537.9pp |
| Employer contribution / active EE | $8,443 | $5,283+59.8% | $4,347+94.2% | $4,662+81.1% |
| Participant deferral / active EE | $18,905 | $6,964+171.5% | $6,035+213.2% | $6,690+182.6% |
| Admin fee / account holder | $1,985 | $16,658-88.1% | $12,695-84.4% | $13,392-85.2% |