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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,667 | $157,304+14.9% | $141,197+28.0% | $152,909+18.2% |
| Participation rate | 53.8% | 84.8%-31.0pp | 82.5%-28.6pp | 82.5%-28.6pp |
| Annual return | 1768.28% | 64.34%+1703.9pp | 71.41%+1696.9pp | 345.46%+1422.8pp |
| Employer contribution / active EE | $0 | $5,263-100.0% | $4,736-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $5,249 | $7,111-26.2% | $6,710-21.8% | $5,851-10.3% |
| Admin fee / account holder | $1,171 | $12,126-90.3% | $10,265-88.6% | $11,601-89.9% |