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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,912 | $29,319-4.8% | $52,425-46.8% | $82,448-66.1% |
| Participation rate | 18.5% | 46.9%-28.3pp | 55.6%-37.1pp | 68.1%-49.5pp |
| Annual return | 18.33% | 535.20%-516.9pp | 302.12%-283.8pp | 41.64%-23.3pp |
| Employer contribution / active EE | $548 | $586-6.5% | $914-40.0% | $2,551-78.5% |
| Participant deferral / active EE | $891 | $1,171-24.0% | $1,790-50.3% | $4,139-78.5% |
| Admin fee / account holder | $77 | $1,962-96.1% | $2,495-96.9% | $7,234-98.9% |