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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,912 | $36,948-24.5% | $73,658-62.1% | $87,485-68.1% |
| Participation rate | 18.5% | 46.8%-28.3pp | 57.0%-38.5pp | 68.9%-50.4pp |
| Annual return | 18.33% | 28.64%-10.3pp | 29.72%-11.4pp | 26.06%-7.7pp |
| Employer contribution / active EE | $548 | $670-18.1% | $1,032-46.9% | $2,596-78.9% |
| Participant deferral / active EE | $891 | $1,379-35.4% | $2,062-56.8% | $4,274-79.2% |
| Admin fee / account holder | $77 | $2,531-97.0% | $3,357-97.7% | $7,775-99.0% |