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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,502 | $29,716-24.3% | $56,077-59.9% | $80,925-72.2% |
| Participation rate | 31.0% | 41.7%-10.7pp | 52.5%-21.5pp | 67.7%-36.7pp |
| Annual return | 10.68% | 35.30%-24.6pp | 1709.28%-1698.6pp | 35.65%-25.0pp |
| Employer contribution / active EE | $784 | $671+16.8% | $1,040-24.6% | $2,756-71.6% |
| Participant deferral / active EE | $1,094 | $1,228-10.9% | $1,954-44.0% | $4,299-74.5% |
| Admin fee / account holder | $1,500 | $2,432-38.3% | $2,825-46.9% | $6,940-78.4% |