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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,976 | $69,977-74.3% | $108,582-83.4% | $62,881-71.4% |
| Participation rate | 44.0% | 72.9%-28.9pp | 79.6%-35.6pp | 69.3%-25.3pp |
| Annual return | 118.19% | 10.73%+107.5pp | -51.70%+169.9pp | 20.14%+98.0pp |
| Employer contribution / active EE | $0 | $2,135-100.0% | $3,758-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $6,966 | $3,165+120.1% | $4,311+61.6% | $3,203+117.5% |
| Admin fee / account holder | $40 | $5,076-99.2% | $7,645-99.5% | $4,296-99.1% |