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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,276 | $157,304-74.4% | $141,197-71.5% | $152,909-73.7% |
| Participation rate | 69.2% | 84.8%-15.6pp | 82.5%-13.2pp | 82.5%-13.2pp |
| Annual return | 22.81% | 64.34%-41.5pp | 71.41%-48.6pp | 345.46%-322.7pp |
| Employer contribution / active EE | $3,552 | $5,263-32.5% | $4,736-25.0% | $4,764-25.4% |
| Participant deferral / active EE | $2,221 | $7,111-68.8% | $6,710-66.9% | $5,851-62.0% |
| Admin fee / account holder | $6 | $12,126-100.0% | $10,265-99.9% | $11,601-100.0% |