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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,811 | $183,592-17.3% | $155,567-2.4% | $145,959+4.0% |
| Participation rate | 95.2% | 82.7%+12.6pp | 78.2%+17.0pp | 80.3%+15.0pp |
| Annual return | 17.50% | 61.24%-43.7pp | 64.74%-47.2pp | 561.95%-544.4pp |
| Employer contribution / active EE | $10,496 | $5,315+97.5% | $4,674+124.6% | $4,661+125.2% |
| Participant deferral / active EE | $9,545 | $6,464+47.7% | $5,628+69.6% | $6,689+42.7% |
| Admin fee / account holder | $334 | $19,318-98.3% | $15,916-97.9% | $13,398-97.5% |