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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,100 | $102,696-67.8% | $86,235-61.6% | $139,487-76.3% |
| Participation rate | 66.7% | 74.5%-7.8pp | 69.0%-2.3pp | 80.3%-13.7pp |
| Annual return | 18.98% | 1925.91%-1906.9pp | 1170.03%-1151.1pp | 373.84%-354.9pp |
| Employer contribution / active EE | $1,965 | $3,034-35.2% | $2,381-17.5% | $4,755-58.7% |
| Participant deferral / active EE | $4,697 | $4,679+0.4% | $3,987+17.8% | $6,713-30.0% |
| Admin fee / account holder | $1,372 | $8,667-84.2% | $6,856-80.0% | $11,407-88.0% |