Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,395 | $58,493-75.4% | $84,021-82.9% | $72,975-80.3% |
| Participation rate | 44.4% | 61.2%-16.8pp | 69.0%-24.6pp | 69.5%-25.0pp |
| Annual return | 18.25% | 28.93%-10.7pp | 71.32%-53.1pp | 81.01%-62.8pp |
| Employer contribution / active EE | $489 | $1,163-58.0% | $1,984-75.4% | $2,440-80.0% |
| Participant deferral / active EE | $1,107 | $2,394-53.8% | $3,239-65.8% | $3,608-69.3% |
| Admin fee / account holder | $540 | $4,569-88.2% | $6,102-91.1% | $5,124-89.5% |