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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,512 | $88,707-89.3% | $74,185-87.2% | $273,970-96.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 8.33% | 11.94%-3.6pp | 17.74%-9.4pp | 41.46%-33.1pp |
| Employer contribution / active EE | $1,432 | $3,159-54.7% | $2,370-39.6% | $4,869-70.6% |
| Participant deferral / active EE | $1,870 | $4,212-55.6% | $3,550-47.3% | $5,287-64.6% |
| Admin fee / account holder | $504 | $8,717-94.2% | $5,586-91.0% | $10,132-95.0% |