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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,807 | $46,173-11.6% | $170,439-76.1% | $69,631-41.4% |
| Participation rate | 90.8% | 63.9%+26.9pp | 83.6%+7.2pp | 70.7%+20.2pp |
| Annual return | 19.12% | 21.62%-2.5pp | 205.94%-186.8pp | 27571.02%-27551.9pp |
| Employer contribution / active EE | $2,332 | $1,610+44.8% | $5,433-57.1% | $2,032+14.7% |
| Participant deferral / active EE | $4,649 | $2,080+123.5% | $4,939-5.9% | $3,224+44.2% |
| Admin fee / account holder | $310 | $116+167.5% | $13,881-97.8% | $110+180.8% |